Insurance for the family

Working in Human Resources I hear a lot of problems from employees.  Some of them are extremely pitiful and some are just plain sorrowful.  I recalled back when I moved up to the 3rd floor, there are employees who will look for the benefits administrator and pour their hearts out.  I worked for this benefits admin lady so I get to hear those stories, too.

There is an employee who works for the manufacturing division of the company told us she is in hot soup because her husband passed away and did not purchase family insurance during his lifetime.  It is so important to have financial security for your family when one dies.   If you do not have insurance, your dependents will have to rely on your social security and whatever savings, hopefully there is some kind of IRA he or she have, and sometimes those are not enough to cover the funeral and others expenses.