< Budget >

I find it very hard to stay on a budget I have created for myself. This stupid budget sheet I started couple of years ago didn’t even get to be implemented! Most definitely I need some budgeting tip to help me how to use my money wisely within my means! I really suck at this, especially in our situation now, I am trying without an actual budget but it is not working. Major failure.  I’m a spendthrift, how to change that behavior  will have to take some time…hopefully soon!!